Solutions Outlook 2010
Companies Face Challenges as Millennium Closes
SOLUTIONS OUTLOOK 2010
On the Cover: Janet Trautwein, CEO at the National Association of Health Underwriters, believes that any successful health care reform must include health insurance agents and brokers. Any reform must strengthen both the health care system and the economy while addressing spiraling costs.
| Overall Outlook Companies Face Challenges as Millennium Closes Mixed economic signs, specter of health care reform befuddle companies looking to get back on track |
Motivation, Recognition, Rewards Not Enough to Retain Top Talent Companies gain long-term benefits by engaging employees |
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Health Care Consumerism
 Reforms Must Strengthen System, EconomyTo be successful, any reformed delivery system must include health insurance agents and brokers |
Incentives in Wellness Rewards Can Improve Health Properly designed wellness programs create happier, more productive workers while reducing employer costs |
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Health Plan
 Reform Prospects, Recession Top Concerns Future Care survey shows cost sharing not as important |
Medical Travel Savings Provide Draw for ConsumersGreater provider buy-in remains stumbling block to wider adoption |
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Pharmacy Benefit Management
 Strategies Help Manage PharmacyWorkers make better purchases with financial incentives |
Voluntary and Supplemental Health Benefits Flexibility Offers AppealNeeds and wants of a diverse workforce differ with age |
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Behavioral Health
 Add Value When Implementing Parity ActMental illness, substance abuse cost U.S. employers up to $105 billion a year |
Retirement Planning and Financial Education  Plans Face Regulatory ChangesCompanies’ commitment to their defined-contribution plans remains high |
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Integrated Care:
Disease Management & Wellness  Population Health Management GrowsGreater collaboration, increased use of health information technology seen as factors |
Benefits and Compensation
 Companies Cautious About UpswingMerit increases, 401(k) matches, and bonus payouts expected to rise, but at modest levels |
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Talent Management
 Pay For Performance Beats Entitlement Now is the time to act to put long-term pay plan into place |
8th Annual Study of Employee Benefits Trends
By Anthony J. Nugent
U.S. Bank
It’s Time to Separate HSAs from HDHPs AmeriFlex
Employers Should Look at HRAs DataPath
What a Crazy Year for COBRA UMR
Taking Consumer-Driven Health Plans to the Next Level Prescription Solutions
Specialty Pharmaceuticals: Going Beyond the Prescription Bravo Wellness
Good Driver Discount’ Should Apply to Health Care, Too Best Buy
Incentives make wellness programs more rewarding Transitions
Focus on Vision, Calculate Savings By Pat Huot  |
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Employee Communication & Education
 Employers Must KeepRank-and-File in the Loop Listening to employees also a vital skill |
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Professional and
Career Development  Don’t Expect Complete Rebound This Year Current economic data show evidence of a rocky recovery |
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Who Gets Covered?
The International Foundation of Employee Benefit Plans' study Health Care Benefits: Eligibility, Coverage and Exclusions contains 22 sample health care policies and summary plan descriptions.
Physician Compensation Levels Continue to Increase
The 2007 Physician Executive Compensation Survey identifies the trends and factors that drive change in physician executive compensation.
Why Some Companies Pay More for Health Benefits
The 2007 SHPS Health Practices Study just might save some employers serious money.
Information, Communication Pose Biggest Problems
A recent study revealed statistics marking the current trend of confusion that surrounds consumer-directed health (CDHC) plans.
WellPoint NextRX: Leading Healthy Change by Delivering the Total Benefit Solution
PBM Stakeholders Will Work to Leverage Investment in Prescription Drugs in 2008
Health Savings Accounts (HSAs): Win-Win for Employers and Employees
Freeing the Patients Can Save Our Health Care System
In 2011, when the first of the baby boomers become eligible for Medicare, the severity of the problem will begin to soar.
Health Literacy is Critical to Managing Health
Employers and business coalitions alike continue to play a vital role this year in bringing the right resources to help employee education so that they are able to make the best choices for themselves.
All Eyes On the Consumer
Making CDHC Plans Work
Adding supplemental health benefits and using first-dollar payment in your plan design may do the trick.
Shaping a Market that Works for Consumers
A key policy question that may be answered after the 2008 election cycle may well be what role the federal government, state governments and the private sector should have in developing standards.
Employers Lead the Way in 2008
Leadership that historically has come from the private sector will continue in coming years as dwindling health care dollars inspire proactive approaches to moderating the cost-trend line.
Go For the Gold
Reward employees for healthy behaviors and reap the benefits.
Wellness, Engagement, and the Future in 2008
Personal Health Records Empower Consumers
Personal health records make tracking medical information easier for consumers.
Transforming Our Nation’s Health Care System
Expanding Opportunities in the Consumer-Directed Health Care Market
Providing more benefits and access for previously uninsured.
Straight Talk About the U.S. Health Care System
Expatriates 2008
Personal Health Records Helping to Improve the Quality of Care
Companies See Health Education on the Bottom Line in 2008
A.D.A.M.’s Benergy™ product combines our health and wellness center with benefits communications, Web-based enrollment and HR communications into a single portal for employees to use whenever they wish.
Transforming Health Care
The health care consumer revolution has two major imperatives, both equally important. The first is economic: help control rising health care costs. The second is performance related namely, the need to help improve the quality of care.
Directed Health Care In 2007: Creating Transparency In An Opaque Market
Current Outlook 2007 Edition
A Look at the Year Ahead in Consumer-Directed Health Care. Read all about it in our current Outlook 2007 edition.
Solutions Outlook
Annual Outlook from the Industry's Top Experts
Look for 2010 Solutions Outlook in early March! Members of CDHC Solutions and EmployersWeb.com receive complimentary copies-- register as a free member!
Inside Outlook 2008: The Future of CDHC
By Regina Herzlinger, Ph.D. Harvard Business School Outlook 2008 CDHC Solutions magazine Volume 4 issue 1