While the nation prepares for health care reform, the dental benefits market shows signs of excellent health. More than 175 million Americans, 57 percent of the population, were covered by some form of dental benefits at year-end 2010, according to the NADP Annual State of Dental Benefits Market report released in February 2012. The report indicates a significant market rebound when compared to the previous year’s enrollment as the dental benefits market was valued at $38.6 billion at the close of 2010 in contrast to $36.7 at the close of 2009.
As the ACA creates new norms, offering the most appropriate complementary benefits to address potential out-of-pocket exposure for employees requires integrative strategies.
The employee benefits world will continue to get more complicated and more personal over the next year. Employers will be faced with many tough decisions as they prepare to ”play or pay” in 2014, and most of 2013 will be spent modeling the financial impact of health care reform and
When the first provisions of the Affordable Care Act (ACA) go into effect in 2014, dental benefits in the individual and small group markets will be different. With these changes come new challenges and opportunities for brokers who understand and are prepared for the following impacts of both the proposed
What's the first thought that comes to your mind when you hear the term "health care reform"? If you're like most HR or benefit professionals, your mind probably darts to the impact of the heavily debated legislation on employee medical benefits. That makes a lot of sense; after all, health
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