While the nation prepares for health care reform, the dental benefits market shows signs of excellent health. More than 175 million Americans, 57 percent of the population, were covered by some form of dental benefits at year-end 2010, according to the NADP Annual State of Dental Benefits Market report released in February 2012. The report indicates a significant market rebound when compared to the previous year’s enrollment as the dental benefits market was valued at $38.6 billion at the close of 2010 in contrast to $36.7 at the close of 2009.
KHN: What if there were a way for even small employers to escape some Affordable Care Act rules blamed for driving up costs? Some see self-insurance for medical care, which is exempt from the law’s taxes, benefit rules and price restrictions taking effect next year, as just such an opportunity.
Jan./Feb. HealthCare Consumerism Solutions: Dan Elliott of Relph Benefit Advisors (RBA) of Upstate New York offers clients onsite motivational/educational group employee meetings during benefits selection periods to explain health plan options and help employees become healthier, more productive & less costly.
The federal agencies implementing 2010's federal health reform law, the Patient Protection and Affordable Care Act (PPACA), continue to turn the crank on guidance related to implementation of the health reform law, including the interaction of federal subsides for health insurance exchange-based coverage and the employer "play or pay" mandate.
The more employers I talk with, the more I hear the challenge of finding the right balance between encouraging and supporting employees to make healthy lifestyle choices and getting too much into “their business.”
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