Brokers, Advisors & Consultants

The majority of recent conversation related to the legislation (i.e. PPACA, aka health care reform) that was confirmed as law last summer has related to the concept of “Play or Pay” with employers.

KHN: What if there were a way for even small employers to escape some Affordable Care Act rules blamed for driving up costs? Some see self-insurance for medical care, which is exempt from the law’s taxes, benefit rules and price restrictions taking effect next year, as just such an opportunity.

Jan./Feb. HealthCare Consumerism Solutions: Dan Elliott of Relph Benefit Advisors (RBA) of Upstate New York offers clients onsite motivational/educational group employee meetings during benefits selection periods to explain health plan options and help employees become healthier, more productive & less costly.

The federal agencies implementing 2010's federal health reform law, the Patient Protection and Affordable Care Act (PPACA), continue to turn the crank on guidance related to implementation of the health reform law, including the interaction of federal subsides for health insurance exchange-based coverage and the employer "play or pay" mandate.

ATLAS Helps Employers Manage Complex Financial And Operational Issues

As the complexities of the Patient Protection and Affordable Care Act (PPACA) continue to unfold, UBA will be offering employers free tools, materials, and analysis to help with your decision-making.

The relationship between brokers and voluntary carriers continues to change and develop. Voluntary carriers rely on the broker community more than ever to sell and enroll their products and as changes continue to occur in the core benefit market, brokers will look to voluntary carriers

With the passage of the PPACA (“ACA”), states are required to have a certified insurance exchange by Jan. 1, 2014, or risk defaulting to the national HHS Exchange.

In 2008, PriceWaterhouseCoopers' research team surveyed senior executives at more than 100 large US-based multinational companies and more than 250 privately held small companies. The large companies each have an average of 8,000 employees and revenue of about $3 billion. The small employers each have

Recent changes in financial accounting reporting obligations have caused many employers, both public and private, to re-examine the overall economics of pre-funding retiree medical benefits.